Home Improvement Financing in Rhode Island
Windows, Roofing & Siding. Pay Over Time.
Flexible monthly payments through Wisetack. Checking your options takes about a minute and does not affect your credit score.
Finance projects up to $65,000 with terms from 3 months to 10 years.*
A new roof, a full set of windows, or new siding is a big check to write all at once. We partnered with Wisetack so Rhode Island homeowners can spread the cost of their project into monthly payments and get the work done before small problems turn into water damage.
See Your Options in About a Minute
Checking does not affect your credit score. No prepaid finance charges or participation fees.*
How Financing Works
Enter your mobile number on Wisetack's secure page and see the plans you qualify for. It takes about a minute.
Nick or our team inspects the house, finds the cause of any problem, and gives you a written price.
Choose the monthly plan that fits your budget and we put your project on the schedule.
Financing Highlights
- Finance projects up to $65,000*
- Terms from 3 months to 10 years*
- APRs from 0% to 35.9% based on creditworthiness*
- Checking your options does not affect your credit score
- No prepaid finance charges, participation fees, or prepayment penalty*
What You Can Finance
| Project | Typical price | Details |
|---|---|---|
| Replacement windows | $680 to $780 per window installed | Window pricing |
| Roof replacement | $600 to $650 per square | Roof pricing |
| Siding replacement | About $17,800 average project | Siding pricing |
| Rot, leak and water damage repair | Quoted after inspection | Leak investigation |
| Remodeling | Quoted after inspection | Remodeling |
Typical prices from our pricing pages. Your exact price comes from your free on-site estimate.
Financing FAQs
Will checking my financing options affect my credit score?
No. Prequalifying with Wisetack does not affect your credit score. You enter your mobile number and some basic information and see the options you qualify for in about a minute.
How much can I finance?
Through Wisetack you can finance projects up to $65,000, subject to credit approval. Terms range from 3 months to 10 years and APRs range from 0% to 35.9% based on creditworthiness.
What projects can I finance?
Window and door replacement, roof replacement and repair, siding, rot and water damage repair, and remodeling work we perform. If it is on your GCR estimate, it can be part of your financing request.
Do I need my estimate before I apply?
No. Many homeowners prequalify first so they know their budget before we meet. Others get their free estimate first. Either way works, and we will walk you through it.
Who provides the financing?
Payment options through Wisetack are provided by Wisetack’s lending partners. GCR does not lend money or make credit decisions.
What if my project is over $65,000?
Call us at 401-919-1795. We can talk through phasing the work or other ways to fit the project to your budget.
Prequalify NowGet a Free Estimate
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 a month for 24 months, based on a 9.9% APR, or $1,833.33 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.
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New roof, energy-efficient window installation, or a stunning home makeover? We’ve got you covered! At General Construction and Remodeling, LLC, we turn houses into dream homes—with expert craftsmanship every step of the way.